In 2025, many UK landlords and investors feel like they are being hit from every angle. Tax on rental profits is rising, thresholds are frozen, and talk of surcharges and levies has turned property income into an easy political target. At the same time, interest rates have rebased higher than the ultra‑cheap era, and even with talk of cuts, borrowing still feels expensive compared with a few years ago. Add in constant headlines about “tax raids”, “stealth taxes” and “landlords punished”, and it is no surprise that confidence has taken a knock.
If you are honest, you might recognise the spiral:
- You spend more time reading news, Budget reactions and social media threads than actually reviewing your own numbers or speaking to agents.
- Every new announcement makes you question your strategy – should you sell, incorporate, pivot to a different strategy, or sit tight and hope things calm down?.
- The mental load is heavy: you got into property for freedom and long‑term security, but lately it feels like anxiety, firefighting and second‑guessing have taken over.
The problem is not just the external pressure; it is where your attention is going. The “circle of concern, influence and control” framework explains that many people spend most of their energy on things they care about but cannot change – like economic policy, future tax decisions or broad market sentiment – instead of focusing on the decisions and habits they can directly control. For investors, that means zooming back in on deal criteria, funding structure, exit planning, local demand research, tenant standards and daily productivity – the areas where consistent, intentional action actually compounds over time.
This is exactly what the new episode of the Property Mindset podcast is designed to help with. Rather than rehashing every scary headline, it breaks down six specific things you can control in your property journey and shows how shifting your focus can reduce stress and improve your results, even in a tougher climate. It is about taking back your power as an investor: less doom‑scrolling, more deliberate, practical moves.
Want to dive deeper? Listen to my podcast
Listen Now: #038 Sick of Rate Rises & Headlines? Focus on These 6 Things You Can Control in Property.
Watch on Youtube: #038 Sick of Rate Rises & Headlines? Focus on These 6 Things You Can Control in Property.
